Terms of Service



This website often requires the use of encrypted or non-encrypted cookies. Cookies are data that a web server transfers to an individual’s computer for recordkeeping purposes. Cookies are an industry standard used by many websites and may be used for security and other account administrative functions. Cookies do not cause damage to your computer systems or files, and only the website that transferred a particular cookie to you can read, modify or delete the cookie. If you do not want information collected through the use of cookies, there are simple procedures in most browsers that allow you to delete existing cookies, to automatically decline cookies or to be given the choice of declining or accepting the transfer of particular cookies to your computer. Please refer to your browser instructions or help screen to learn more about these functions. You should note, however, that declining cookies may make it difficult or impossible for you to use portions of the website.


Browser and Referrer Information

Oyster may also track information provided to us by your browser, including the website you came from (known as the referring URL) and other environmental variables. “Environmental variables” include, among other things, the time you accessed this website, the type of web browsers and operating system or platform you used and the pages you visit while at this website.


Information Provided By You

We may collect Personal Data about you, such as your name, postal address, telephone and mobile numbers, e-mail address, when you provide it to us while on this website, such as when you request that we contact you concerning our services, sign up for a webinar or download an archived webinar, sign up for an in-person seminar, sign up for a newsletter, enter a contest or participate in a survey or otherwise interact with this website. In requesting that we contact you or in registering for services, you will be asked to provide identifying information. On the registration screen, we clearly label which information is required for registration and which information is optional and may be given at your discretion. This Policy also applies to information you may provide to Oyster by means other than this website. It governs Personal Data provided to Oyster by telephone, email, facsimile, in-person or other means, including Personal Data concerning third parties.


Oyster’s Use of Your Information


Business Purposes

We may use both passively collected information and the Personal Data you provide to us through the website for all legal purposes, which may include, but are not limited to, responding to your requests, processing your requested transactions, for administrative purposes such as conducting webinars and contests, to track which parts of this website are of interest to you and occasionally contacting you by telephone (if you have provided that information) or sending you advertising and/or promotional material that we believe may be of interest to you (if you have provided your email address our mailing address). We may also use Personal Data provided by you, collected by cookies and web server for internal business purposes, such as optimizing website experiences and analyzing and managing our business.



Business Transfers

If Oyster sells all or part of its stock or assets or merges with another company, it may include the above-described information, including Personal Data among the assets transferred to the acquiring or surviving company. In any such instance, Oyster will require the acquiring or surviving company to comply with the terms of this Policy.



Use of Third Parties

In some instances, we may contract with other companies and individuals to help us provide services. For example, we may host our website on another company’s computers, hire technical consultants to maintain our website, or work with companies to remove repetitive information from customer lists, analyse collected data, provide marketing or sales services and provide customer service. In order to perform their jobs, these other individuals and companies may have limited access to some of the Personal Data we maintain about visitors to our website. In addition, other companies may collect information on our behalf through their sites. We require such companies to comply with the terms of this Policy, to limit their access to any Personal Data to the minimum necessary to perform their obligations, and not to use the information they may access for purposes other than fulfilling their responsibilities to us.



No Other Uses

Other than as outlined above, we will not use your Personal Data for any other purpose and will not provide it to any other third parties.


Opt-Out Information

You may at any time request that we not contact you by telephone, opt-out from receiving future information or communications and request that we delete all of your Personal Data from our records. To make any of the requests described in the preceding sentence, send an email to ask@oysterinsure.com, marked for the attention of Marketing Opt Out. In addition, opt-out information is included in all electronic communications sent to you from Oyster. Even though you opt-out of future information or communications, where it is directly necessary to contact you concerning services you or your company have purchased from Oyster, you consent to our contacting you at any address provided.


Note Regarding Use of this Site by Children

This website is not directed at children and we request that children do not provide Personal Data through the website. If you believe that a child has disclosed Personal Data to us or that we have linked to a third-party site that is directed at children or that may collects Personal Data from children, please contact us at ask@oysterinsure.com.


Protection of Information


Oyster Commitment to Security

Oyster has implemented technology and security policies, rules, and other measures to protect the personal data that we have under our control from unauthorized access, improper use, alteration, unlawful or accidental destruction, and accidental loss. We also protect your information by requiring that all our employees and others who have access to or are associated with the processing of your data respect your confidentiality. Oyster employees are bound by confidentiality obligations that require they protect the security and confidentiality of Personal Data within Oyster’s possession. Employees who violate these obligations are subject to disciplinary action, up to and including termination of employment.


Linked Internet Websites

As a service to our clients and visitors, this website provides hyperlinks to resources that are related to our services. These hyperlinks, which are highlighted words or pictures within a hypertext document, when clicked, take you to another place within the document, to another document altogether or to a third-party site not owned or controlled by Oyster. Such third party sites may collect and disclose information in a manner that is different from this website. Oyster is not responsible for the collection, use, or disclosure of information collected through these third-party sites and expressly disclaims any and all liability related to such collection, use, or disclosure.


Access to Your Personal Data

If you wish to obtain a copy of particular information you provided to Oyster, or if you become aware the information is incorrect and you would like us to correct or delete it, please contact us at ask@oysterinsure.com. Oyster will cooperate with the appropriate authorities to resolve any complaints and disputes arising in connection with this Policy. All Oyster employees will be required to be familiar with and adhere to this Policy. Oyster will investigate any reported complaints of violations of this Policy and will take prompt remedial action where violations are found. In order to inquire or complain about the Policy or anything related to the processing, protection and security of Personal Data handled by Oyster, please contact us ask@oysterinsure.com.


Amendments to this Privacy Policy

From time to time, Oyster may update, modify or change this Policy. When this occurs, a new privacy policy will be posted on the website. You should check the website periodically to review the most recent Privacy Policy. Last amendment: December 1st, 2017


 © Oyster Insurance, LLC, 2020